Your Health

Which is Best Health Insurance policy in India for individual?

So far I have learnt that Reliance healthwise is a pretty good policy. Are there any better policies in the Indian Market for individuals. There are some active groups offering membership plus health insurance with benefits of group insurance policy. More comments on these groups? You know of any such groups and their covers?
Oh yes.. I am looking for replies on general insurance companies only and NOT life insurance which offer health insurance based ULIPs.

The person who wants to take a health policy does not have many choices. It is – “either this or that”. For every offer there are certain conditions attached to them, which the client ignores most of the time. One should get the help of a legal expert to decode the policy document. Pvt. general insurars club a lot of benefits together and attach more conditions to benefits. When it comes to claim they ask the policy holder to refer to the policy document. As a client I would always prefer one of the PSU insurance companies for my health insurance.

It is not necessary that a policy which suits the requirements of the advisor should be suitable for the client also. Think of it.
good luck !!!

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